Loans
Fed’s Powell: Libor death is ‘big stability risk’
Speaking to Risk.net, Fed chair nominee flags Libor dangers for FRNs, loans and other products
Addressing the eurozone’s ‘lemons’ problem for NPLs
State-aided securitisation of riskiest tranches could prompt purchases of loans, write ECB staffers
FRTB could hit syndicated loans, banks fear
Accounting classification would lump assets into regulatory trading book
Monthly credit data review: new-tech scepticism
David Carruthers of Credit Benchmark looks at the most recent trends in bank-sourced credit data
Bank treasuries grapple with IRRBB data requirements
Banking Book Risk Summit: Data from recent zero rates era not a reliable behavioural indicator
Rise of the machines: AI begins to tackle credit risk
Self-taught technology could push humans aside from some – or all – of the underwriting process
Credit veteran tackles opacity in peer-to-peer lending
PeerIQ CEO Ram Ahluwalia shines a light on the world of peer-to-peer securitisation
Securitisation losses rattle peer-to-peer lenders
Marketplace lending hit by downgrades, legal worries and questions over structure of deals
Basel interest rate risk disclosures "problematic"
IRRBB could reveal commercially sensitive information and mislead analysts
Default risk floors threaten €72bn of RWAs in EU
Risk.net analysis finds PD floor would hit a swath of low-risk corporate loans at the biggest EU banks
The drawn-out death of a standard IRRBB charge
For 23 years, regulators have been trying – and failing – to standardise banking book rates risk
Basel abandons plans for Pillar 1 rates risk charge
No standard charge for banking books, but souped-up Pillar 2 still worries critics
Re-risking the balance sheet, allocations to illiquids grow
Sponsored feature: BNY Mellon
Basel to unveil ‘Pillar 1-lite’ approach to rate risk
First public consultation expected this month in long-running project
EBA rate risk guidelines ease deposit cap
Greater flexibility welcomed, but problems may remain for mortgage lenders
Basel cuts credit spread charge from banking book work
Charge was felt to be "too difficult to capture" without complex rules
Right-way risk can create a false sense of security
Counterparty correlations are no substitute for due diligence, argues Kaminski
Basel rates split heralds soft landing, banks hope
First consultation paper on banking book interest rate exposure is expected in March
Banking book rate risk project splits in two
Regulators working on Pillar II guidance as well as fixed capital regime
Bank of America to pay $16.65 billion for financial fraud
Record-breaking settlement between Bank of America and US federal and state entities
FCA's mis-selling focus switches to payday lenders
Misleading advertising common among high-interest loan providers
Eaglewood sees online platforms as future of lending
Eaglewood Income Fund up 9% to June 2014
Buy-side firms ditching swaps for loans
Some buy-side firms' preference for swaps is on the wane
Get real: asset managers ditch swaps for loans
Margin liquidity risks behind demand for physical, long-dated assets