Dutch banks see mortgage loans sour in Q4
ABN Amro’s stage 2 mortgage ratio hits highest level since Covid-19 pandemic
Two major Dutch banks reported significant increases in underperforming residential mortgages in the fourth quarter of last year, accompanied by a decline in loan coverage at one institution.
ABN Amro held €16.1 billion ($16.7 billion) in home loans classed as stage 2 – indicating a significant increase in credit risk since initial recognition – equivalent to 10.3% of its mortgage portfolio. This marked a rise from €11.3 billion or 7.2% three months earlier and was the highest share since the
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