How the rate hike cycle emboldened banks’ deposit modelling
But just because depositors didn’t react quickly doesn’t mean it will never happen
A brief look at comparison websites will quickly show you a noticeable difference between the rates paid to depositors in Germany versus the UK. On German comparison site financeads.net, rates in Germany are ranked by temporary promotional offers given to new customers wanting to park their cash overnight in accounts called Tagesgeld. The highest paying account available is provided by TF Bank and pays 3.66% per annum for three months before switching to the rate paid to existing customers of 1
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