Journal of Financial Market Infrastructures
ISSN:
2049-5404 (print)
2049-5412 (online)
Editor-in-chief: Manmohan Singh
Abstract
ABSTRACT
We propose and implement a frontier-based method to assess relative competition in bank-provided payment services. Billion-dollar banks account for around 90% of assets in the US and it is those with around US$4-7 billion in assets that turn out to be both the most and the least competitive in payment services, not the very largest banks.
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