Sharing the burden
One option for insurers to protect against long-term low interest rates is to move customers to risk-sharing products, but there are difficulties and risks that come with doing so
“When are low interest rates going to start biting?” asks the chairman of the European Insurance and Occupational Pensions Authority (Eiopa), Gabriel Bernardino, in an exclusive interview with Insurance Risk this month. For many, the answer will be that the biting is advanced already.
Insurers have been dealing with the issue of low interest rates for long enough to hope for change by now, but in mainland Europe there is little expectation of that happening soon. This makes the inclusion of a
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